DUN'S 100 - 2016

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Financial Services
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2016 | DUN’S 100 DUN’S 100 | 2016
DUN’S 100 | 2016 2016 | DUN’S 100
5 Commercial Banks
RANK
First International Bank of Israel (FIBI)
The First International Bank of Israel (FIBI)
is among Israel’s five largest banking
groups. FIBI Group provides a wide range
of financial products and services to customers
with the highest standards of professionalismand
service. FIBI group includes the parent company,
FirstInternationalBank,anditsbankingsubsidiaries
in Israel: Otsar Ha-Hayal Bank and Massad Bank.
Together, the three banks operate a network of
172 branches. FIBI has assets of approximately
NIS 125 billion and maintains stable capital base
that is among the largest in the banking systemand
indicative of the Group’s financial strength.
FIBI Group
The Group focuses on several segments of activity:
capital market activity and investment consultancy,
private banking and global trading, as well as
corporate finance. In these segments, the bank
enjoys a top-class reputation, benefitting from its
distinctive expertise, highly professional staff and
state-of-the-art technologies.
In recent years FIBI has also taken measures to
broaden its market share in retail banking. It
acquired two banks, which more than doubled
its retail customer base: Otsar Ha-Hayal, a retail
bank which emphasized services to current and
former defense industry personnel; and Massad,
a retail bank specializing in services to teaching
personnel. These banks’ customers, together
with the customers of the old-established Poaley
Agudat Israel, which focuses on the orthodox and
ultra-orthodox community, forma highly significant
customer base for the Group. FIBI also places
an emphasis on organic retail growth, targeting
high-end customers with an offering focused on
investment advice.
The First International Bank Group offers a wide
rangeofbankingservicesbymeansofsophisticated
and unique direct service channels, enabling the
customer to conduct transactions and obtain
information rapidly and efficiently via the Group’s
Internet site, by mobile phone as well as via the
Bank’s Call Center.
The Corporate Segment
FIBI is a principal banker for many of Israel’s
largest and leading corporations offering divers
banking and financial services, and is experienced
and highly proficient in large-scale and complex
transactions.TheBank’scustomersincludemanyof
the leading companies in the economy. In addition,
the Bank is expanding its activity among middle-
market customers. Concurrent with its cautious and
responsible credit policy, by holding a diversified
and high-quality credit portfolio, the bank is able
to maintain a high degree of financial strength.
The Bank also offers foreign trade services and
foreign trade guarantees for importers, exporters
and international transactions. The Bank’s foreign
currency dealing room is one of the leading,
proffesional and competitive dealing rooms in
Israel.
The Retail Segment
The First International Bankis expanding its activity
in the retail segment and is offering households
advanced services in the areas of current account
management, credit, investment advice, savings,
pension advice andmortgages. The Bankprovides
its customerswith awide range of advanced service
channels, with an emphasis on direct banking
channels such as the internet and mobile phone
applications, which ensure that service is available
rapidly and effectively 24 hours a day.
FIBI Group leads in providing services to diverse
populations, such as the defense forces through its
subsidiary, Otsar Ha-Hayal Bank; The Teachers and
Faculty community through its subsidiary Massad
Bank, which is considered the “teachers bank”
and the religious-orthodox community through
“Pagi” branches.
Capital Market
The First International Bank is one of the market
leaders in capital markets activity, Israeli and
foreign securities, financial derivatives, trading
rooms and various investment products.
It enjoys an excellent reputation for its professional
investment advisory offering engineered products
and advanced IT solutions and demonstrates
innovation and leadership in creating products
and services in the field of consultancy.
The Bank serves both market professionals and
private customers, via the branch network, dealing
rooms, specialized investment advice centers and
websites. In these areas of specialization, activity
is supported by operational and logistical systems
that are among the most advanced of their kind.
The First International Bank’s leading status in
investment consultancy is also apparent in the area
of pension advice. The Bank provides objective
pension advice to its customers by means of
specialist pension consultants and unique and
advanced consultancy systems.
Private Banking
Private banking has always been a significant
segment for FIBI Group. It is considered to be one
of the group’s strengths, both through the First
International Bank of Israel and through UBank,
which specializes in private banking and in the
capital market. The bank’s leadership in the capital
market and in the investment consulting market
enables maximization of service and consultancy
level to private banking customers.
FIBI for the Community
“Turning Point” (Nekudat Mifne), FIBI’s flagship
project for the community, was established in 2006
in cooperationwith theMatan organization and the
Ashalim foundation. The project provides youth
at risk, who have dropped out of conventional
frameworks, with the opportunity to change the
course of their lives by participating in educational
programs combining studies and business
ventures. Employees of FIBI take an active part in
the project as volunteers, which to date has helped
thousands of young people in Israel.
Esta b l i s h e d
1972
Pa r e n t Co m pa n y
FIBI Holdings
Company Ltd.
L i n e o f B u s i n ess
Commercial Bank
Total Balance Sheet: NIS 125,476 million
Credit to the Public: NIS 72,555 million
Equity: NIS 7,073 million
Core Capital Ratio: 9.81%
(as of December 31, 2015
as published in the report 31.3.16)
Smadar Barber-
Tsadik
CEO *
Rony Hizkiaho
Chairman *